Stellar XLM vs Ripple XRP | Which one to BUY in 2024? I made my choice a long time ago..

Last updated Dec 13, 2024

0:00 – 2:13 Introduction
2:13 – 4:14 What is Ripple (XRP)
4:14 – 4:41 XRP Price Overview
4:41 – 6:46 Ripple’s Latest Collabs
6:46 – 8:45 What is Stellar (XLM)
8:45 – 9:18 XRP Price Overview
9:18 – 12:07 Stellar’s Latest NEWS
12:07 – 13:44 Conclusion

Ripple with its XRP and Stellar with the (XLM) are often considered competitors due to their shared focus on revolutionizing the financial industry.

but perhaps the main reason is the fact that the co-founder of Ripple, Jed McCaleb, is also the cofounder of Stellar! Ripple, was founded in 2012 and 2 years later Jeb had enough and founded the Stellar Development Foundation, a non-profit organization, alongside co-founder Joyce Kim.

A direct competitor to Ripple, the Stellar network aimed to address some of the perceived shortcomings McCaleb identified during his time at Ripple.

and MoneyGramm one of the largest provider of money transfers in the world, who was already a client of Ripple when Jeb announced he was leaving Ripple, chose to follow Jeb and is today still a partner of Stellar.

MoneyGram dissolved its relationship with Ripple just as the company was first embroiled in its ongoing $1.3 billion unregistered securities lawsuit with the Securities and Exchange Commission (SEC).

Ripple actually paid MoneyGram tens of millions of dollars for that relationship —
MoneyGram disclosed the payments over time in various SEC filings.

Anyway lets get back to the topic!

Both cryptocurrencies aim to provide alternatives to traditional financial systems, but they cater to different segments. This shared mission of improving financial transactions places XRP and XLM in direct competition, making them two of the industry’s most closely watched digital assets.

Choosing between XRP and Stellar (XLM) for investment in 2024 involves understanding their distinct characteristics, market positions, and potential growth prospects. So let’s dive in.

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